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STEP2 SEPA Direct Debit B2B API

Version 1.0 Pilot


STEP2 SEPA Direct Debit B2B (SDD B2B) Participants can integrate the functionality available in this API into their own existing solutions to manage their configuration within the STEP2 SDD B2B Service and perform their daily operational tasks. Only Participants in the STEP2 SDD B2B Service can interact and enter inquiries or commands according to their user profile. The API Interface allows communication with the STEP2 SDD B2B Service by means of sending an API Request to and receiving an API Response back from the STEP2 Central System. The response to the request is always synchronous.


Pre-validation Key Benefits


STEP2 Participants can use the API functionality on the SWIFT API gateway, which transmits API requests and responses to and from the STEP2 Central System.

Guidelines for provisioning and access can be found in the Network Interfaces documentation available on the EBA CLEARING Customer Portal:

EBACL - Documentation - STEP2 SDD B2B  · Customer Self-Service (

Users who do not have access to the Customer Portal can request access by contacting their EBA CLEARING Administrator.


API Features



Manage your liquidity in the STEP2 SDD B2B Service and check your current liquidity position.



Manage your configuration in the STEP2 Central System.



Inquire about direct debits/messages sent and received. Also retrieve the original XML message sent and received.



List all files received from the STEP2 Central System and request a redistribution.

Developer Reference

Ready to take the API for a spin?

Use the developer references such as the OpenAPI specification, SDK and Postman collection to get started!

View Reference