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SWIFT Go API

Version 5.0 Live Version 4.0 Live

As the world embraces new waves of digitisation, the experience consumers are accustomed to in their day-to-day lives has been transformed. In the payments world, that translates to an expectation that payments be fast, with transparency baked in up-front, and an elegant and seamless user experience. The foundations we’ve laid over the past forty years in the high-value inter-bank payments space, in particular with SWIFT gpi, give us the exciting opportunity to transform the experience in the SME and consumer space as well.

Our Solution

The new low-value payments offering will enable SMEs and consumers to make fast, easy, predictable and competitively priced cross-border payments from account-to-account.

  • Easy to use, the service will have a simple and streamlined user experience with security ingrained at every level.

  • Fast payments, tighter service levels between banks will increase speed. A single payment format will increase straight through processing, while existing services such as pre-validation will remove frictions that cause delays.

  • Competitive prices, predictable and competitive processing fees are agreed bilaterally between financial institutions, enabling them to provide their end customers with upfront transparency on fees.

  • Secure, payments will be exchanged through the secure SWIFT network and cleared through best-in-class channels for international payments.

Value and benefits

  • Deliver outstanding customer experience: Delight your SME and consumer customers with more predictable and fast options for moving their payments, directly from their bank account.

  • Remain competitive in high-growth market: Leverage the SWIFT network to deliver a compelling value-proposition in high growth payments markets.

  • Position yourself as a payments leader: Harness the power of frictionless low-value payments as a key enabler of your innovation strategy.

SWIFT Go API users can:

  • Track the status of their SWIFT Go transactions by invoking the version 5 of the “Get Payment Transaction Details” and/or “Get Changed Payment Transactions” APIs

  • Provide status updates of their SWIFT Go transactions by invoking the SWIFT Go update API (exact API name to be checked in the specifications.)

 

Supported Developer Toolkit

 

This API is supported by SWIFT SDK and SWIFT Microgateway.

 

Ordering & Provisioning

 

Users must be part of the SWIFT Go service to benefit from the SWIFT Go functionalities and be eligible to use SWIFT Go APIs. Note that non-gpi SWIFT Go customers willing to use the SWIFT Go APIs must ensure that they have submitted the API for Universal Confirmations orders first.Find out how you can be involved by contacting your SWIFT Relationship Manager.

Developer Reference

Ready to take the API for a spin?

Use the developer references such as the OpenAPI specification, SDK and postman collection to get you started!

View SWIFT Go Reference

View Transaction Details Reference

Rulebook

Understanding the business rules are necessary when integrating with this API, be sure to reference the SWIFT Go rulebook.

View Rulebook

Versioning

gpi API release policy and versioning strategy respect a consistent and comprehensive policy.

View gpi Release Policy & Versioning